Personal Checking

With more than 125 years of service, Lake Central Bank has a checking product to meet your needs, from standard checking options to special accounts. All of our checking products accommodate check writing, debit card use, direct deposits, and online/mobile banking.
Community Banking Lake Central Bank
CHECKING ACCOUNT

Product Features

Check out our graph below for a full listing of all features, or give us a call or stop in to let us know how we can help.

Personal Checking

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Free Checking Primary Checking Prime Checking* Prime Plus Checking* Classic Gold Checking**
Min. Opening Deposit $100 $100 $100 $100 $100
Min. Balance $0 $100 $300 $1,000 $0
Maintenance Fee $0 $1/month $2/month $0 $0
Debit Card Fee $2.25/stmt cycle $0*** $0*** $0*** $0***
Non-LCB ATM Fee $1/withdrawal $1/withdrawal $0 $0 $0
Interest Bearing No No No Yes Yes
Return Item/Overdraft Fee $25/item $25/item $15/item $15/item $15/item
Checking Reserve Fee**** $25/year***** $25/year***** $0 $0 $0

*Must have combined account balances of $2,500 or more in any combination of LCB accounts.
**Must have combined account balances of $5,000 or more in any combination of LCB accounts and be 55 years of age or older.
***Must use card 3 times or more per/stmt cycle or $1.25 fee.
****Checking Reserve is a line of credit used for overdraft protection and is available only to those who qualify.
*****Free with check card.

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