Small Business Checking
Non-Interest Bearing
- $500 minimum balance to avoid maintenance fee*
-
Debits: First 250 items per month free.
$0.25/debit over 250 items -
Credits: First 250 items per month free.
$0.25/credit over 250 items - Free online/mobile banking
* A $5 fee will be assessed if the account balance falls below the required minimum at any time during the statement cycle.
Interest Bearing
- $2,500 minimum balance to avoid maintenance fee*
- Interest compounded and credited monthly
-
Debits: First 250 items per month free.
$0.25/debit over 250 items -
Credits: First 250 items per month free.
$0.25/credit over 250 items - Free online/mobile banking
Checking Services
Automated Clearing House (ACH)
Wire Transfers
Mobile Deposit
Mobile deposit with our mobile banking app lets you deposit checks anytime, anywhere using your smartphone or tablet. Simply take a photo of the check and submit it securely through the app – no trip to the bank required. This convenient service helps speed up deposits and improve cash flow while fitting easily into your busy schedule. As your community bank, we combine modern digital tools with local, personalized support you can trust.
Remote Deposit Capture (RDC)
Remote Deposit Capture allows your business to deposit checks electronically using a desk check scanner, without visiting a branch. By securely scanning checks, deposits can be submitted quickly and conveniently from your office. This service reduces paperwork, saves time, and helps improve access to funds. As your community bank, we pair the efficient technology with responsive, local support you can rely on.
Positive Pay
Positive pay is a powerful fraud-prevention service that helps protect your business against check fraud. By matching issued checks against those presented for payment. This added layer of control reduces risk and provides peace of mind. Lake Central Bank offers positive pay with personalized guidance to help safeguard your accounts.
Our Mobile App
