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Find the Right Loan to Fit Your Life

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Personal Home Loans Lake Central Bank

Home Loans

Whether it’s your first home, a fixer-upper, your current home, or your dream forever home; we’re here with you every step of the way. Our lenders are excited to help you make your dream a reality.

  • Purchase
  • Refinance
  • HELOC
  • Construction
  • Remodel
  • Competitive and flexible terms and rates available
  • Repayment terms to fit your needs
  • Pre-approval available to help make the process go even faster
  • Local decision-making
  • Long term fixed rates and adjustable rates
  • Expert local lenders ready to help walk you through the process

Consumer Loans

In the market for a new car? Want to enjoy our communities beautiful lakes? Ready to bundle up and cruise around on a snowmobile? Whatever your hobby is, our lenders are ready to help you make it happen.

  • Auto loans
  • boat loans
  • snowmobile loans
  • ATV loans
  • unsecured loans
  • Competitive and flexible terms and rates available
  • Repayment terms to fit your needs
  • Pre-approval available to help make the process go even faster
  • Local decision-making
    Expert local lenders ready to help walk you through the process
Personal Loans Lake Central Bank

Commercial Real Estate

Starting a new business? Looking to expand your office space? For any type of real estate need that your business has, we are eager to help you make it happen.
  • Lines of credit
  • Competitive and flexible terms and rates available
  • Repayment terms to fit your business’s unique needs
  • Local decision-making
  • Expert lender ready to help walk you through the process
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Equipment Loans Lake Central Bank

Equipment Loans

We all know how the right equipment can make a huge difference. Increase efficiency, customer satisfaction and more by partnering with us to get the equipment you need.

Auto loans, boat loans, snowmobile loans, ATV loans, unsecured loans, and much more. If your dream is to own it – we can help make it happen!

  • New or used
  • Stay competitive in your market with the best equipment
  • Competitive and flexible terms and rates available
  • Repayment terms to fit your business’s unique needs
  • Local decision-making
  • Expert lender ready to help walk you through the process

Agriculture Loans

We know there are many things that go into your business; we want to be one of them. We’ll focus on your unique needs as we work together to grow and sustain your business.

Real estate, equipment, lines of credit, and more!

  • New or used
  • Stay competitive in your market with the best equipment
  • Competitive and flexible terms and rates available
  • Repayment terms to fit your business’s unique needs
  • Local decision-making
  • Expert lender ready to help walk you through the process
Agricultural Loans Lake Central Bank
Credit Builder Loans Young Lady Looking At Phone Lake Central Bank

Credit Builder Loans

Looking to someday own a home? Purchase a new car? Buy that toy you’ve always wanted? Having a good credit score can make all the difference. Not only will we help you build your credit, but we’ll work with you to establish healthy financial habits for the future.
  • Step One: LCB makes you a 1 year, $1,000 loan.
  • Step Two: Money is deposited into an LCB savings account.
  • Step Three: Money is held until loan is paid off in full.
  • Must be 18 years old
  • Must have a job or source of repayment
  • Must have a LCB savings account
  • 4% rate with an APR* of 4.009%
  • Waived processing fee

*Annual Percentage Rate. The interest rate is 4.000% (4.009% ARP) is based on a $1,000 personal loan secured by $1,000 held in a Lake Central Bank savings account, with the loan payment term being twelve (12) months. Payment example: 12 monthly payments of $85.05 for $1,000 borrowed. Rates effective as of 3/1/2019 and are subject to change without notice.

BUILDING YOUR LIFE

Loans for what you need, when you need it.

Looking to make a big purchase and need a financial partner? Our lenders are eager to help with all of your personal financing needs. Make your dreams a reality with our variety of loan options below.

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Equipment Loan Lake Central Bank
BUILD YOUR BUSINESS

Loans for what you need, when you need it.

Starting a new business, expanding your business, or just need a financial partner that cares as much about your business as you do? We are here to help provide the financing you need. Take the first step in moving your business to the next level by finding an option that works best for you.
BANKING AT YOUR FINGERTIPS

Our Mobile App

Take your bank with you, wherever you go! Our mobile app puts hometown banking at your fingertips when you need it. Additional questions? Check out our online & mobile banking page for more information.
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