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Down Payment Assistance Program

Spring is officially here!  It’s that time of year when people are itching to get outside, rake the lawn, plant some flowers and clean off the winter sludge. It’s also a great time for the housing market, since no one wants to move when there is snow on the ground. However, buying a home, especially your first time, may feel overwhelming when it comes to your finances.

We’re here to help! We’ve partnered with Federal Home Loan Bank of Des Moines to be able to offer long term, fixed rate real estate loans to our customers while still maintaining our local relationships. As part of this partnership, we have access to Home$tart, a program that offers up to $7,500 in down payment and closing cost assistance to qualified first time homebuyers! Another way we strive to continue to be small enough to know you, yet big enough to serve you.

To learn more about the program, check out this HomeStart FAQ pdf flyer, or reach out to any of our knowledgeable lending staff.

In the meantime, be sure to check out Realtor.com to view local listings, and apply for a mortgage online to start the loan process.

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Come Celebrate the Merger!

Join us on Wednesday, July 17th from 3-6 pm at our Benson location! We’ll have food, fun giveaways, and free document shredding for customers.

Welcome to the Lake Central Bank Family.

We are thrilled to add Benson as our latest branch location to Lake Central. Welcome to the family, where you will find an expanded range of banking services designed to meet your financial needs.
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