Community Checking
A checking account that fits the needs of your community. From benefit funds, to bowling leagues, non-profits and more. We are excited to partner with you!
Product Features
Variety of uses including: Benefit funds, bowling leagues, seasonal businesses, class reunions, non-profits, alumni associations, and more!
- No minimum balance required
- No maintenance fees
- Non-interest bearing
- Free online/mobile banking
Checking Services
Automated Clearing House (ACH)
Wire Transfers
Wire transfers allow you to send or receive funds quickly and securely, both domestically and internationally. Wires are commonly used for time-sensitive or high-value transactions such as real estate closings, vendor payments, or moving funds between financial institutions. Funds are typically available the same day once processed, and each wire is initiated individually with verification steps to help protect against fraud.
Mobile Deposits
Mobile deposit with our mobile banking app lets you deposit checks anytime, anywhere using your smartphone or tablet. Simply take a photo of the check and submit it securely through the app – no trip to the bank required. This convenient service helps speed up deposits and improve cash flow while fitting easily into your busy schedule. As your community bank, we combine modern digital tools with local, personalized support you can trust.
Remote Deposit Capture (RDC)
Remote Deposit Capture allows your business to deposit checks electronically using a desk check scanner, without visiting a branch. By securely scanning checks, deposits can be submitted quickly and conveniently from your office. This service reduces paperwork, saves time, and helps improve access to funds. As your community bank, we pair the efficient technology with responsive, local support you can rely on.
Positive Pay
Positive pay is a powerful fraud-prevention service that helps protect your business against check fraud. By matching issued checks against those presented for payment. This added layer of control reduces risk and provides peace of mind. Lake Central Bank offers positive pay with personalized guidance to help safeguard your accounts.
