8 Tips to Protect Your Identity

It’s Cybersecurity Awareness Month! Identity theft continues to be one of the fastest growing crimes in the United States. In 2018, there were 14.4 million victims of identity fraud in the U.S., according to Javelin Strategy and Research. Lake Central Bank recommends following these tips to keep your information – and your money – safe.

1. Don’t share your secrets.

Don’t provide your Social Security number or account information to anyone who contacts you online or over the phone. Protect your PINs and passwords and do not share them with anyone. Use a combination of letters and numbers for your passwords, change them periodically, and don’t use the same password for everything.

This is why our online/mobile banking has a 12 digit security code. Though it may be difficult to remember, the more challenging the password, the more difficult it is to hack.

Also, remember to not reveal sensitive or personal information on social networking sites.

2. Shred sensitive papers.

Shred receipts, banks statements and unused credit card offers before throwing them away.

3. Keep an eye out for missing mail.

Fraudsters look for monthly bank or credit card statements or other mail containing your financial information.

The best way to protect yourself is to sign-up for e-statements through online/mobile banking.

4. Use online banking to protect yourself.

Monitor your financial accounts regularly for fraudulent transactions. Sign up for email alerts for certain types of transactions, such as online purchases or transactions of more than $500.

Do you have a debit card with us? Download the Shazambolts app and quickly turn your debit card on and off if you misplace it, are traveling or just don’t use it very frequently.

5. Monitor your credit report.

Order a free copy of your credit report every four months from one of the three credit reporting agencies at

6. Protect your computer.

Make sure the virus protection software on your computer is active and up to date. When conducting business online, make sure your browser’s padlock or key icon is active. Also look for an “s” after the “http” to be sure the website is secure.

7. Protect your mobile device.

Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen. Before you donate, sell or trade your mobile device, be sure to wipe it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen. Use caution when downloading apps, as they may contain malware and avoid opening links and attachments – especially from senders you don’t know.

8. Report any suspected fraud to your bank immediately.

             We’re here to help keep you safe – don’t hesitate to give us a call or stop in!

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